Legal affiliate: Defend your interest and make money online

lawAs a legal affiliate, you must be following a simple principle – helping consumers know about their right when they’re encountering harsh debt collection tactics. However, before you could help others to successfully get out of debt through online money making, it is important for you as well to work cautiously.

What legal affiliates do?

Working as a legal affiliate would require you to help debt-ridden consumers understand their rights and put an end to the havoc wreaked by the unscrupulous debt collectors. Though you may come across a lot of affiliate programs that make too-good-to-be-true promises, yet there are only a handful of them that strive for general welfare.

The government has laws to protect debtors and by understanding what each of those imply would help your clients to get benefits from the very debt collectors that were harassing them before. Here, your job would be to inform your visitors about the Fair Debt Collection Practices Act (FDCPA) in order to prevent its violations as far as third party debt collectors are concerned.

Affiliate marketing contracts – How will you protect yourself?

One of the key legal issues about online money making is affiliate marketing contracts and what terms and conditions they should have. However, here is a list of terms that you must double-check for all your future online endeavors:

  • IP (Internet Protocol) ownership – It is for you to ensure that you own all the data generated by you.
  • Add escalation provisions to mitigate any sort of loss when disputes come up.
  • Charges/fees – Always keep penalties/holdbacks in mind.
  • A proper term and cancellation. Never get into evergreen contracts with no maturity period.
  • Parties involved in the concerned affiliate marketing campaign. Refrain from using personal name, rather use business name.
  • Add indemnification clauses. This would help you when a third party makes a claim.
  • Make a limitation of liability so that you can protect your interest in case something goes awry.
  • Get restrictive covenants included in the contract.

What about ‘Privacy’?

When working in the digital world, then you cannot do without addressing privacy as a part of the discussion. As a legal affiliate, it is crucial that you understand and follow the Federal Trade Commission or FTC’s Fair Information Practice Principles with utmost diligence. Here are some of the major components of the same:

  • Make it a point to inform your consumers regarding your privacy policies.
  • Grant them with alternatives to either choose or to opt out of your program.
  • Provide them with the necessary resources to opt out or to report their queries.
  • Make sure all the data collected by you are safe. Get a defense plan in case your data has been compromised.
  • Collect data carefully, especially since it is online. Its true that there is no law to regulate the practice of harnessing social media data, but then misusing it might be considered as unfair.

Apart from that, you’re barred from collecting information from children aged below 13 without obtaining their guardian’s approval, as per the COPPA implemented by FTC.


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